Do you have to have insurance on your car to operate in Wisconsin?  

Yes

 

Liability insurance

Minimum liability coverage amounts are:

  • $10,000 for property damage
  • $25,000 for the injury or death of one person
  • $50,000 for the injury or death of more than one person

Proof of insurance

Drivers and owners of motor vehicles are required to show proof of insurance at traffic stops/accidents if requested by law enforcement. Proof is not necessary for trailers or semi-trailers.

  • Operating a motor vehicle without insurance may result in a fine of up to $500.
  • Drivers and owners who fail to show proof of insurance at the time of the stop/accident may be fined up to $10.
  • Offering proof of insurance that is found to be fraudulent may result in a fine of up to $5,000.